Point User Guide 155Forms14 If this is an FHA loan for a purchase, click the Max Loan button to populate the fieldwith the maximum loan amount that is allowed for the property.15 Complete the Subject Property section.16 Complete the Present Address section.If the loan is a refinance for the borrower’s current residence, click the Copy FromSubject Property button to automatically populate the Present Address fields.Borrower’s Signature AuthorizationThe Borrower’s Signature Authorization form, when signed, authorizes the mortgageprovider to obtain information about the borrowers or co-borrowers without their originalsignatures.The applicant’s name, social security number, and property information are automaticallypopulated from other forms in the loan file and will print on this disclosure. It is available toprint only from a borrower file.Cash Flow Analysis (1084)/Self-Employed Income AnalysisThese forms apply to self-employed borrowers. They use the Schedule Analysis Methodand AGI (Adjusted Gross Income) to calculate the monthly income for self-employedborrowers that is acceptable to underwriters.Point performs all necessary calculations and totals the columns.Flood Certification Work OrderRelated information• For information about how to customize dropdown lists, refer toCreating dropdown lists, on page 44.• For information about how to create a new loan file, refer to Loanfile creation, on page 67.• Refer to Entering income and housing expenses, on page 104, fordetailed information about entering income, housing expenses, andother obligations.• For information about up-front premiums and fees, refer toCalculating mortgage insurance, on page 170.• See Chapter 14, Templates, for more information about building loanprogram and closing cost scenario templates.PrerequisiteBecause most of the information on this screen is populated from otherscreens, you must complete the Borrower Information and LoanApplication screens before completing the Flood Certification WorkOrder.
